About

I am Monika, currently working as an Assistant Professor and pursuing a PhD in Commerce, with a specialization in Banking. I am deeply committed to teaching, research, and academic development, and I strive to create a meaningful learning experience for students by integrating theoretical concepts with practical insights from the banking and financial sector.

My academic and research interests include banking systems, financial services, digital banking, risk management, and contemporary practices in the banking industry. I am particularly interested in emerging areas such as FinTech, digital payments, customer relationship management in banks, and financial inclusion. Through my doctoral research, I aim to explore innovative banking and financial strategies that enhance organizational performance and customer satisfaction in a rapidly evolving financial environment.

As an Assistant Professor, I actively engage in classroom teaching, curriculum development, and mentoring students, encouraging critical thinking and analytical skills. I believe in continuous learning and regularly update my knowledge to align with current developments in the banking sector and academic advancements.

I aspire to contribute significantly to academia through quality teaching, impactful research, and scholarly publications. With a disciplined work ethic, a research-oriented mindset, and a passion for education, I am dedicated to advancing knowledge and fostering academic excellence in the field of commerce and banking.

Professional Activities

• Actively engaged in teaching undergraduate and postgraduate courses in Commerce and Banking, with a strong emphasis on conceptual clarity, analytical understanding, and practical application of banking and financial concepts.

• Involved in academic research and doctoral studies in Commerce, with a specialization in Banking, focusing on contemporary issues in the banking and financial services sector.

• Participates in curriculum development, lesson planning, and academic assessment in accordance with university norms and academic regulations.

• Regularly attends and contributes to Faculty Development Programs (FDPs), workshops, seminars, and conferences related to commerce, banking, and financial services.

• Engages actively in research activities, including literature review, data analysis, and preparation of research papers for publication in reputed academic journals.

• Provides academic mentoring and guidance to students, supporting their academic progress, research orientation, and career development.

• Incorporates innovative teaching methodologies, case studies, real-life banking scenarios, and digital tools to enhance student engagement and learning outcomes.

• Actively involved in institutional academic responsibilities, including examination work, evaluation, and participation in academic and administrative committees.

• Keeps abreast of emerging trends in banking, digital finance, financial technology (FinTech), and regulatory developments to ensure industry-relevant teaching and research.

• Demonstrates a strong commitment to continuous professional development and academic excellence.

Professional Development Activities

• Actively participates in Faculty Development Programs (FDPs), orientation programs, and refresher courses to enhance teaching effectiveness and subject expertise in banking and commerce.

• Regularly attends national and international seminars, workshops, and conferences related to commerce, banking, and financial services to remain updated with current academic and industry developments.

• Engages in research skill development activities, including training in research methodology, statistical tools, data analysis techniques, and academic writing.

• Pursues continuous learning in emerging areas such as digital banking, FinTech, financial inclusion, risk management, and contemporary banking practices.

• Incorporates innovative pedagogical approaches, including case-based learning, experiential teaching, and technology-enabled instruction.

• Actively updates academic knowledge through research journals, scholarly publications, and online learning platforms.

• Participates in institutional training programs related to academic administration, assessment techniques, and outcome-based education.

• Contributes to professional networking and academic collaborations with fellow academicians, researchers, and industry professionals.

• Demonstrates a strong commitment to lifelong learning, professional growth, and enhancement of teaching quality and research output.

Books/ Patents/ Projects

Professional Affiliations:

No professional affiliations available.

Qualifications: PhD. (Pursuing)

Work Experience: 1.5 year

Research Interest: Banking